A recorded statement from Mr. De Leon proved pivotal. In an interview with a Frontline adjuster, he admitted he saw a stain in the garage ceiling shortly after the storm but didn’t act on it. He described his response in one word: “Procrastinate.” Over time, that stain grew, wood rotted, and damage spread with each rainstorm. No protective measures were taken until You Restorations came in 2022, installing a tarp and drying out the garage.