In their latest report on the U.S. auto insurance market, analysts from S&P Global Market Intelligence predict the strongest overall U.S. property/casualty insurance underwriting results in 18 years for 2025, driven by favorable private passenger auto outcomes.
Still, while their 2025 projected combined ratio across all lines is now 96.2, three points better than a midyear projection of 99.2 estimated for the year in August, “success is anticipated to be temporary due to various market dynamics and challenges,” S&P GMI said in a December media statement.
The media statement announced the publication of the firm’s