Artificial intelligence has spent the last several years pressing at the boundaries of the legal and insurance industries, generating equal parts curiosity and concern. For lawyers and claims professionals, the dominant reaction has been caution: fear of ethical missteps, hallucinated citations, data exposure, regulatory scrutiny, or reputational damage if AI is used incorrectly. While that caution was understandable, and in many respects necessary, it is no longer the prevailing force.
As we move into 2026, the legal and insurance industries are crossing an AI inflection point. The fear of missing out is beginning to outweigh