Anthony R. O’Donnell // July 11, 2025 
(Image credit: Quin Bizek/Unsplash.)
The Arizona Department of Insurance and Financial Institutions has approved the use of ZestyAI (San Francisco) Severe Convective Storm suite, allowing insurers in the state to apply AI-driven property-level insights for underwriting and rating severe storm risks.
ZestyAI reports that its models—Z-HAIL, Z-WIND, and Z-STORM—are designed to assess risks related to hazards such as hail, wind, and downbursts, which are a significant concern in Arizona. In 2024, the state experienced 67 days of severe storm events, including high winds, large hail, tornadoes, and damaging