Trisura’s complaint centers on the terms of its commercial automobile liability policy, number TTT-26-2-244305, issued to Gala International Group, LLC for the period of February 8, 2024 to February 8, 2025, with a $1 million combined single limit. The insurer’s main argument is that its policy only covers scheduled vehicles driven by drivers listed in the policy. Trisura says Ramirez was not a listed driver, and therefore, the policy does not provide coverage for this accident.