Anthony R. O’Donnell // February 3, 2026 
(KCC Meteorological Event Schematic for Winter Storm Fern. Source: KCC.)
Karen Clark & Company (KCC, Boston)has issued a flash estimate placing insured losses from Winter Storm Fern at $6.7 billion, based on results from its U.S. Winter Storm Model. The estimate includes privately insured damage to residential, commercial, and industrial properties from freeze, snow, ice, and wind.
The storm, which unfolded from January 23 to 27, delivered snow and ice to over 30 states and was marked by a severe Arctic air mass that pushed deep into